I’ve been trying out a new budget approach and I thought I would share that experience here. It’s been a while since I’ve posted anything finance related here.
I tried setting this up earlier on in the year but a move, job change and other life got in the way. So this is the first month I’ve been able to consistently keep it up. Transport was the only out of ordinary expense for us this month as my partner’s car needed to be serviced and rego was paid for it.
This is driven by a google form that integrates with a google sheet, this is what that google form looks like:
This approach was actually inspired by Deborah Ho’s Epxense tracker. I saw it on TikTok and thought I’d give it a go. It needed some adjusting to get it to work for our situation but I like some of the visuals that are automatically included:
Work dramas
I started a new job a week ago, it’s with an AI based startup. I was dubious at first, it seemed like a lot of AI marketing hype on thier webside but as part of the interview process got a demo from the CEO and thought it was pretty useful. It’s more of a AI chat bot builder tool to help other people build out business process automation.
It’s a tough job market at the moment. It took me 3 months to find work. I’m glad I’ve got some income now for the mortgage. We could have made it work without me earning anything but it would have been tougher. This new job is a perm role so I will probably have to close up my contracting business.
I was even looking into starting that career change into finiancial advice but I wasn’t getting any leads. Tech pays better anyway for now and it’s not like I hate my job.
Is anyone else struggling with work, finances or housing at the moment?