I’m studying to be a financial advisor and I’ve been exploring many of the mobile apps out there that can be used to help manage finances. This post is a review of the ones I’ve used so far. My preferred apps are listed first. This is NOT financial advice or a product recommendation, a professional… Continue reading Review of Finance Apps
Category: Finances
Windfalls of cash
I’ve gotten 3 windfalls of cash recently; my tax return (1.5K) my bonus from work (5k after taxes) 10k from super/retirement fund this post is a reflection on what I’ve done with that money. All numbers are in AUD. This is not financial advice, a professional can help you figure out the best approach for you. Show… Continue reading Windfalls of cash
Lifestyle Plan
How much does it cost to be you? This blog post is a walkthrough of how I manage my finances so I can answer the question, how much does it cost to be me? I’ll be doing a budget spreadsheet for the month of October to come up with a number for my minimum living… Continue reading Lifestyle Plan
Early Access to super
This is not financial advice. This is a story of how I applied for 10k release from my retirement savings and what I spent that money on. Earlier this year, the Australian tax office allowed Australians the ability to withdraw up to 10k from their superannuation if they had been impacted by the pandemic financially.… Continue reading Early Access to super
How I built a 13k portfolio over 12 months
Disclaimer; this is not financial advice. This is a story about how I put aside a small amount of money each pay and how I invested it into a portfolio. I also work/have worked for a few of the companies mentioned in this blog. The TLDR; I put aside a percentage of my pay into… Continue reading How I built a 13k portfolio over 12 months
My Credit Card Addiction
Let me tell you the story of how my credit card addiction blew out to be 35K AUD in debt (that’s 1.8 million rupees, 19K pounds and 25K USD for any of my international visitors). And how I’m still struggling with paying it off today. But would I have done anything different? Probably not. Learning… Continue reading My Credit Card Addiction
Buddha in Testing: Chapter 5
At the end of Buddha in Testing, Pradeep asks the reader to co-author the next chapter with him. So this blog post is my attempt at writing part of Chapter 5 of this book: What is the chaos that surrounds you in testing? Write now, during the pandemic a lot of people have been made… Continue reading Buddha in Testing: Chapter 5
Why the career change?
I recently posted on LinkedIn that I had been in software testing for 8-9 years and was thinking of a career change. Maybe financial advice could be an interesting path? Now this isn’t me starting a career change just yet, but I’m looking into the process. Where can I go in my current role? I… Continue reading Why the career change?
Retirement Funds from around the World
Here’s some super fun facts about retirement funds from around the world for you [Yes, that super pun was intended 😉] On average, Australia has $72,823 saved per person for retirement in our superannuation plan. This is the largest private pension per person in the world. This is from a wikipedia article here (which probably isn’t a… Continue reading Retirement Funds from around the World
Metrics and Quality
The superannuation and investment mobile app I’ve been working on over the last year has finally been released. It’s been on the app store for just over a month now* and this blog is about how we are using metrics to help keep tabs on the quality of our app. *You can download the app… Continue reading Metrics and Quality